﻿<?xml version="1.0" encoding="utf-8"?><records><record><language>per</language><publisher>1</publisher><journalTitle>مدیریت فردا</journalTitle><issn>2228-6047</issn><eissn>2228-6047</eissn><publicationDate>2026-07</publicationDate><volume>24</volume><issue>85</issue><startPage>3</startPage><endPage>12</endPage><documentType>article</documentType><title language="eng">An analysis of the capabilities of the country's active banks based on central bank indicators with a combined approach of balanced scorecard, game theory, and data envelopment analysis</title><authors><author><name>hamid reza massoudi</name><email>massoudi_ha@pnu.ac.ir</email><affiliationId>1</affiliationId></author></authors><affiliationsList><affiliationName affiliationId="1">هئیت علمی</affiliationName></affiliationsList><abstract language="eng">&lt;p&gt;Objective: An analysis of the capabilities of the country's active banks based on central bank indicators with a combined approach of balanced scorecard, game theory, and data envelopment analysis Methodology: The main objective is to present a new hybrid approach to evaluate the efficiency of state-owned and non-state banks based on performance indicators extracted from the Balanced Scorecard (BSC) approach and then from the Data Envelopment Analysis (DEA) method. Conclusion: According to the new DEA-BSC Game-approach, the total percentage of efficient banks among state-owned banks is 36% and among non-state-owned banks is 67%. These values also confirm a significant difference between the efficiency of state-owned and non-state-owned banks&lt;/p&gt;</abstract><fullTextUrl>http://modiriyatfarda.ir/Article/53965</fullTextUrl><keywords><keyword>Efficiency bank  data envelopment analysis balanced scorecard  Shapley value</keyword></keywords></record></records>